Hi, my name is Ram Adhikari
I help immigrants living in the US to choose the best credit cards so they can build credit, provide for their families & earn points for trips back to their countries of origin.
You need the right Credit Card for trips home.
Discover how the right travel credit card can save you hundreds on your next trip, with perks like no foreign transaction fees, lounge access, and travel insurance. Maximize your savings and travel stress-free.
Over 2K+ Active Followers
Find a solution that works for your Specific Situation.
Tailored advice to fit your travel and credit goals, whether you’re a beginner or a seasoned traveler. Get strategies that align with your lifestyle and financial journey.
- Coaching
- Courses
- One-On-One
- Community
Find the card that gives you the Best Points.
Maximize your travel rewards with the right credit card tailored to your spending habits. Get the most out of every purchase and turn
everyday expenses into extraordinary travel experiences.
Points Earned
Followers
Your guide to personal finance and Growing Your Credit.
Take control of your financial future with expert guidance on personal finance and credit growth. Whether you’re building from scratch or aiming for elite credit status, we’ve got you covered every step of the way.
Streamlined processes and efficient strategies designed to save you
time while achieving your financial goals.
Proven methods to help you establish, improve, and maintain a strong credit profile for life’s biggest opportunities.
- Constant Improvement
- Commitment to Customers
- Best Quality You Can Get
We’re dedicated to your success, continuously refining our services to meet your evolving needs.
Expect nothing less than top-tier guidance and resources to ensure you reach your financial potential.
My Favorite Credit Cards
These are the top credit cards I personally recommend for
maximizing travel rewards and enhancing your financial journey.
Capital One Venture X
A premium card offering exceptional travel benefits and rewards.
- 2X miles on every purchase
- 1,300+ Priority Pass lounges
- $300 in Capital1 Portal Credits
Chase Sapphire Reserve
The ultimate card for frequent travellers who want luxury perks.
- 3X points on Travel & Dining
- $300 in annual travel credits
- Unlimited Priority Pass Lounges
American Express® Gold Card
Perfect for foodies and travelers, offering high rewards on dining
and groceries.
- 4X Membership Rewards
- 3X points on flights
- Monthly dining credits
How to Get a Credit Card
Follow these simple steps to apply for and start using a credit card that suits your financial goals.
What My Clients Say About My Service
I offer personalized guidance to help you unlock the full potential of travel credit cards and financial strategies, tailored to your unique
needs.
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